Traditional
Save first.
Own later.
Wait, save and chase a moving target.
Property prices can move while you save for a traditional deposit.
With Ours, you can start sooner from 5% through collective, debt-free ownership.
See how starting earlier with Ours compares with waiting to save a traditional deposit.
The goal isn't to own 5%.The goal is to start at 5%.
Traditional
Wait, save and chase a moving target.
Ours
Start with 5%. Move toward Yours.
The Ours pathway provides a collective, debt-free path to earlier property ownership. With just 5%, you can take your first step toward owning — then keep growing from there.
The ownership journey
Enter sooner.
Acquire additional ownership over time.
Increase participation as circumstances allow.
Choose the ownership model that works for you.
Built on trust
Ours properties are funded collectively and held without a property mortgage. No lender sits over the title — meaning no interest costs eroding the pathway, and no bank approval standing between you and ownership.
Each Ours property is a real, titled Australian property held directly by the trust. This is not a fund or a managed investment scheme — you are participating in actual bricks and mortar, at a defined address.
Your stake is a defined beneficial interest in the trust that holds the property — recorded, protected and transferable. Legal title and beneficial ownership are deliberately separated, so stakes can move without the property ever being sold.
Ownership limits apply at the trust level to preserve balanced voting outcomes and prevent concentration of control. Decisions reflect the collective interests of the group — not any single party, including OursYours.
Ours properties are held via established Australian unit trust structures, reviewed with legal counsel. Ownership caps are designed to remain beneath landholder duty thresholds across Australian states.