OWN TOGETHER · THE OURS PATHWAY
Own part of a property
outright, from 5%.
Own Together lets a group of people collectively buy a strata property with no mortgage and no bank. The property is held in a unit trust divided into 20 units of 5% each. You own your units outright and receive your share of the income from settlement.
Not a fund. Not a syndicate. Direct beneficial ownership of one identified property, on a record that never resets.
WHY IT EXISTS
The old pathway works.
It just doesn't work for everyone.
For decades there has been one way into Australian property: save a full deposit, borrow the rest, service the debt and wait for growth to outrun the interest. With the right income, timing and thirty-year horizon, it works.
It was never designed for everyone else. Serviceability — not intent — decides who gets to own, and entry is all-or-nothing, one whole property at a time.
Own Together changes the entry point, not the asset. You own a real share of a real property, debt-free, with income from settlement rather than a refinance in ten years.
Why OursYours existsWho the single pathway leaves out
- Capital, no serviceabilitySavings that a lender won't lend against
- Self-employed incomeReal earnings, irregular on paper
- Helping the next generationSupport without handing over a deposit
- SMSF and retirementIncome preferred over leverage
- Priced out of the wholeOne property, all-or-nothing entry
- Waiting for the marketA deposit that keeps moving away
THE STRUCTURE
One property.
Twenty units. No debt.
Each Own Together property is held in a unit trust created for that property alone. The trust is divided into 20 units of 5% each. Holding units gives you a beneficial interest in that one identified property — not a pooled fund, not a share in a company that owns many assets.
Private Unit Trust
15%
Maximum per holder — up to 3 of the 20 units. Open to retail holders, with the 14-day cooling-off period applying.
Wholesale Unit Trust
40%
Maximum per holder — up to 8 of the 20 units. Requires verified wholesale (qualified investor) status.
Caps exist to preserve collective intent, keep voting balanced and keep transfers below landholder duty thresholds. OursYours does not compare, recommend or advise on trust structures — your own solicitor and accountant establish and advise on the structure.
HOW IT WORKS
From first look to income and exit.
Every stage runs on the property's own record, so all holders see the same stage, the same documents and the same numbers at the same time.
Find a property
Browse strata properties on the map or register a non-binding expression of interest. Listing data comes from upstream sources — OursYours is not a listings portal.
Take a stake
Commit in 5% increments. Each property is divided into 20 units, held in a unit trust. Funding is real time — a property can never exceed 100%.
Appoint professionals
Engage a verified solicitor, conveyancer and accountant from the network, at their standard fees. You choose them; the platform coordinates them.
Review everything
Contracts, strata reports, inspections and financials sit in a versioned data room attached to the property record — the same documents for every holder.
Decide together
A joint offer is put to the group. Holders vote on terms before anything is submitted, and the decision is recorded against the property.
Funds held independently
Committed funds are held by a licensed third-party trust or escrow provider. OursYours never holds client money.
Settle debt-free
Settlement is coordinated through the property record — tasks, deadlines and documents in one timeline, visible to everyone with capacity on it.
Own and receive income
A property manager runs the tenancy. Income is distributed to holders on a schedule, and every dollar is traceable back to a ledger entry.
Exit in sequence
Units are offered first to existing holders, then to registered interest, then to the wider platform. Your holding is transferable — you're not locked to the whole asset.
HOW YOU'RE PROTECTED
The rules are enforced in the system, not the brochure.
Collective ownership only works if the protections are structural. These are engineered into the platform — a change that breaks one of them does not ship.
14-day cooling-off
Mandatory and non-waivable for retail holders. It cannot be shortened, waived or contracted out of.
Hard ownership caps
15% per holder in a private unit trust, 40% in a wholesale trust — enforced in the database, not just the interface.
No platform-held money
Settlement funds move through licensed third-party trust or escrow accounts, with the escrow state visible on the record.
One record, one vote trail
Offers, resolutions and material decisions are voted by holders and written to a permanent, tamper-evident event ledger.
Nothing regulated is deleted
Documents are versioned and append-only. Superseded versions stay, so the history of the property can always be reconstructed.
Access by capacity
People are granted access to a property in a capacity — holder, manager, solicitor — never a global role over your data.
AFTER SETTLEMENT
Ownership doesn't end at the keys.
Neither does the record.
Most ownership scatters the moment it begins — the deed with the solicitor, the lease with the manager, the tax records with the accountant, the strata notices in the post. Own Together holds all of it against one permanent property record identified by an OY-ID.
Your holding, your distributions, the trust deed, the lease, maintenance, compliance, insurance and every decision the group has made live in one place — for as long as the property exists, and beyond your own ownership of it.
See the ownership workspaceDistributions
Your share, traced to the ledger entry behind it.
Documents
Versioned, append-only, shared by every holder.
Decisions
Group votes and resolutions, permanently recorded.
Operations
Tenancy, maintenance and compliance in one timeline.
Compliance
Obligations tracked with deadlines and owners.
Resale
Offer your units without selling the whole property.
BE CLEAR ABOUT IT
Ownership infrastructure, not an investment product.
Own Together is a way to structure and coordinate ownership of a specific property with other people. It is not a scheme you buy into, and OursYours takes no position on whether you should.
What Own Together is not
- A managed investment scheme or fund
- A lender, broker or credit provider
- Financial, tax, legal or SMSF advice
- A listings portal or selling agent
- A holder of your money at any point
- A guarantee of return, income or resale
What Own Together is
- Direct beneficial ownership of a real property, debt-free
- A unit trust structured by your own solicitor and accountant
- Entry from 5%, in 5% increments
- Income distributed from the property's own ledger
- A permanent OY-ID record that carries the full history
- Free for owners — funded by the professional network
Free for owners and occupiers. Permanently.
You pay your solicitor, accountant and property manager their standard fees, directly and without markup. The platform is funded by the professional network — not by the people who own the property.
GET STARTED
Start with a stake,
not a mortgage.
Create a free profile to browse Own Together properties, register a non-binding expression of interest, and model what a 5% stake looks like. No fees, no obligation, no commitment until you say so.
OursYours provides property ownership infrastructure only. It does not provide financial, legal, tax or investment advice, does not hold client money, and is not a lender or fund manager. All structures and outcomes should be verified independently with qualified professionals.