Educational Tool · Modelling
Model the two pathways. Side by side.
Explore how the Ours collective pathway compares with traditional Yours private ownership over time.
Educational only — not financial advice.
This calculator is for illustrative purposes only and does not constitute financial advice. Projections rely on assumptions that may not reflect actual market conditions.
Past performance is not indicative of future results. Always consult qualified professionals before making ownership decisions.
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Focus on the essentials. Perfect for getting started.
Your Scenario
Property
Ours — Co-ownership
= $200,000 initial investment
Yours — Sole ownership
Deposit + costs = $269,735
The Results
What You Put In
Ours
$1,265,376
Yours
$269,735
Deposit + stamp duty + costs
After 30 Years
Ours
$2,961,345
Net wealth
Yours
$4,321,942
Equity + cashflow
Your Gain
Ours
$1,695,969
134% return
Yours
$4,052,207
1502% return
Average Monthly Cashflow
Ours
$2,343
Distributions after costs
Yours
-$624
After mortgage + costs
The Picture
Over 30 years, both pathways build wealth. Ours requires less cash upfront (debt-free), while Yours uses leverage with a mortgage. Switch to Advanced View for full detail, charts and tables.
Next step
Ready to go deeper?
Read how each pathway works in detail.